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iBank CBS can be implemented directly as a fully integrated core banking system with secure data centres owned by the bank follwing the CAPEX model, or on la carte basis that only installs modules on a hosted remote secured data centre as per the OPEX model.


  • Cloud based Data storage at Secure Data Centres
  • Fully browser based Core Banking Solution
  • Supported by Industry leading RDBMS - Oracle/ MS SQL
  • Developed on latest web app development platform - Microsoft .NET
  • Completely platform independent at client side
  • Supports Windows, Linux, Mac.
  • Supports all leading browsers. IE, Firefox, Chrome etc.
  • Supports PC, Thin clients, Tablets, Mobile etc
  • Supports multiple delivery channels
  • Role based security
  • Multiple device interfaces
  • Capex and opex model deployment
  • Simplicity & ease of use
  • Affordable pricing
  • Intuitive workflow
  • Faster operations
  • Flexibility by maximum parameterisation

Functional Features

  • Saving / Current / OD / Cash Credit Accounts
  • Fixed Deposits
  • Recurring Deposit
  • Loans - Retail / Corporate
  • User Management
  • Passbook / Cheque book management
  • Bills / Remittance
  • Locker / Sundry / Suspense Operations
  • Web camera for Account Opening / Verification
  • Handheld collection machines / POS
  • Voice calling
  • SMS Banking
  • Tele banking
  • Mobile Banking
  • ATM Interusability via Settlement facility


  • ATM connectivity
  • ATM interusability through settlement
  • BRI - KYC, CAS compliance
  • MIS reports
  • Automation of core banking operations
  • Adaptability with changing environments by parameterization
  • Cost effective implementation of solutions
  • Cloud support to SaaS deployment
  • Call centre
  • Automated DR Facility

Sample Screens

Login Screen

Home Screen

Customer Creation Screen

Loan Application Screen